Business Checking Accounts
Whether you're an entrepreneur just starting a business, or a growing business in search of a better way to manage your cash flow, Michigan Community Credit Union has a Business Checking solution tailored to your needs.
non-profit Checking Accounts
- No monthly maintenance fees
- No minimum balance requirements
- Free Business MasterCard® Debit Card
- Debit Card rewards with Member Rewards by CO-OP
- Free miTeller Online Banking and Text Banking
- Download our FREE app!
- Free miPay Bill Pay and eStatements
- Courtesy Pay*** available
* A $.50 per item fee will be charged for transactions in excess of 225. A $.05 fee per strap of currency and/or a $.15 fee per roll of coin will be charged on cash deposits.
express business Checking Accounts
Perfect for home-based or smaller businesses that do not process many transactions.
- No minimum balance requirements
- Free Business MasterCard® Debit Card
- Debit Card rewards with Member Rewards by CO-OP
- Low $5.00 monthly service fee with 225 items per statement.*
- Free miTeller Online Banking and Text Banking
- Download our FREE app!
- Free miPay Bill Pay and eStatements
- Courtesy Pay*** available
Elite Business Checking Accounts
Ideal for larger businesses with a high level of account activity. If you tend to maintain larger balances on deposit, Michigan Community Credit Union's Elite Business Checking can be a particularly good value.
- Minimum balance of $5,000 to open*
- Free Business MasterCard® Debit Card
- Debit Card rewards with Member Rewards by CO-OP
- 450 free transactions per statement**
- Free miTeller, miPay and eStatements
- Courtesy Pay*** available
* A $12.00 monthly fee will be charged if the average daily balance falls below the minimum balance requirement. **A $.25 per item fee will be charged for transactions in excess of 450. A $.05 fee per strap of currency and/or a $.15 fee per roll of coin will be charged on cash deposits. ***$30.00 standard Courtesy Pay fee applies for each non-sufficient fund item paid and created by check writing, ATM withdrawals, Debit Card transactions or other electronic means including ACH transactions. The amount of any overdraft(s), plus courtesy pay fee(s) are due and payable upon notification from Michigan Community Credit Union, and must be paid in full within 30 days. The Credit Union’s Courtesy Pay service is non-contractual and discretionary. We reserve the right to solely approve Courtesy Pay for member accounts in good standing and may limit the number of eligible accounts to one per household. The Credit Union has the right to cancel Courtesy Pay anytime and without notice. The Credit Union provides Savings overdraft protection as an alternative form of overdraft protection.
Whether you're starting a new business or strengthening an established business, we have the solutions to help you succeed! For more information on Business Services, visit our Business Lending Services web page or contact our Business Services Professionals at 517.787.2060 or 877.894.5033, and ask how we can help make your business vision a reality today!